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The Bank of the Philippine Islands may be the oldest bank in the Philippines and in Southeast Asia but it is also one of the best in the Philippines. I have been using their credit cards for more than 2 years now and I can say that I am satisfied with what I'm getting.

Here are some tips and reminders on how to apply for BPI credit cards and BPI mastercard.

For a BPI Express Credit Card, the one that can only be used in the Philippines, you should have a minimum individual monthly income of P10,000 or a family income of P15,000. For the BPI Classic Mastercard, you should be earning at least P10,000 monthly. But if you want the BPI Gold Mastercard, your monthly income should be at least P50,000. Whoa! I'm not earning that much. At least not yet! Hahah.

You need two valid ID's as every bank would require that to know that you are not a Jose Velarde wannabe and that you are not connected to some obscure terrorist group somewhere. You also need to show that you are earning legit money from legit sources. That said, you would need an income tax return, or at the very least a certificate of employment stating your income and your employment, of course. A proof of billing would also be necessary lest you put Mars or Pluto as your address.

In addition to this, you should be at least 21 years old. Not 18 years old mind you, but 21! You should reside in the Greater Manila Area including Bulacan and Pampanga, in Metro Davao and Metro Cebu. If you don't have a business or residence landline phone, you should get one because it is a requirement. It's just easy. With these tips on how to apply for BPI credit cards, you can go to the nearest BPI branch and apply.

For more tips on credit cards, please visit www.penstalker.com/whatevermighty

M Rasing is a freelance writer and blogger based in Quezon City, Philippines. He writes about movies, books, technology, gadgets and Philippine topics. He also features Filipino films, digital films, and he monitors the state of the Philippine film industry. For more of his articles, visit his blog at [http://penstalker.com

Article Source: http://EzineArticles.com/1346398

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